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FinAns Federal Credit Union
7017 Kennedy Ave
Hammond, Indiana 46323
Ph. 219-844-3125 - Fax 219-844-2540
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Loan Rates

All Loan Rates:

New & Used Vehicle Rates
Rates Current as of: 9/20/2023
DescriptionTerm Description
APR*
as low as
  
New Vehicles 48 - 66 months
4.40%
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New Vehicles 67 - 72 months
4.90%
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Used Vehicles 2022 - 2017 48 - 60 months
5.39%
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Used Vehicles 2022 - 2017 66 - 72 months
6.14%
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Used Vehicles 2016 - Older 48 - 60 months
6.43%
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Used Vehicles 2016 - Older 66 - 72 months
8.99%
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Used Vehicles Non-Purchase 24 months
7.40%
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Used Vehicles Non-Purchase 36 months
8.25%
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Used Vehicles Non-Purchase 48 months
9.50%
Calculate
Rates are based on credit score. Final rate may be higher. Minimum score to qualify is 500. Scores below 625 require co-signer. Other terms & conditions may apply. Rates subject to change without notice.
 
Personal Loans
Rates Current as of: 9/20/2023
DescriptionTerm Description
APR*
as low as
  
12 Months 1 - 12 months
7.25%
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24 Months 13 - 24 months
7.75%
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36 Months 25 - 36 months
9.25%
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Rates are based on credit score. Final rate may be higher. Minimum score to qualify is 500. Scores below 625 require co-signer. Other terms & conditions may apply. Rates subject to change without notice.
 
Open-End Loans
Rates Current as of: 9/20/2023
DescriptionTerm Description
APR*
as low as
  
6 Months 6 months
17.30%
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12 Months 12 months
15.30%
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24 Months 24 months
12.30%
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36 Months 36 months
11.25%
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Rates are based on credit score. Final rate may be higher. Minimum score to qualify is 500. Scores below 625 require co-signer. Other terms & conditions may apply. Rates subject to change without notice.
 
Other Closed-End Loans
Rates Current as of: 9/20/2023
DescriptionTerm Description
APR*
as low as
  
Share Secured 1 - 72 months
3.50% + Dividend Rate last paid for account pledged
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50/50 1 - 72 months
6.00% + the Dividend Rate last paid for account pledged
Calculate
Credit Builder 1 - 72 months
5.00% + Dividend Rate (on funds deposited in Reg Sh Act)
Calculate
Rates are based on credit score. Final rate may be higher. Minimum score to qualify is 500. Scores below 625 require co-signer. Other terms & conditions may apply. Rates subject to change without notice.
 
RV's / Boats w/inboard motors
Only Boats with inboard motors and Motor Homes may be financed for these terms. Rates Current as of: 9/20/2023
DescriptionTerm Description
APR*
as low as
  
New RVs/Boats w/ inboard motor 1 - 60 months
7.50%
Calculate
New RVs/Boats w/ inboard motor 120 months
8.50%
Calculate
Used RVs/Boats w/ inboard motor 1 - 48 months
8.50%
Calculate
Used RVs/Boats w/ inboard motor 72 months
9.50%
Calculate
Rates are based on credit score. Final rate may be higher. Minimum score to qualify is 500. Scores below 625 require co-signer. Other terms & conditions may apply. Rates subject to change without notice.
 
VISA Cards
Rates Current as of: 9/20/2023
DescriptionTerm
APR*
as low as
  
VISA Classic n/a
11.40 %
 
Rates are based on credit score. Final rate may be higher. Minimum score to qualify is 500. Scores below 625 require co-signer. Other terms & conditions may apply. Rates subject to change without notice.
 
 

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