FinAns
offers a variety of savings accounts to serve all your needs. These
accounts offer no monthly service fees, low minimum balances and
pay very competitive rates. Plus all of our accounts are insured
to $250,000.00 by NCUA. These accounts offer a safe, secure way for
you to invest.
Regular
Shares:
FinAns
Federal Credit Union's Share Savings account is easy, convenient,
and designed to encourage savings. The required
Easy
to read quarterly statement listing transactions and dividends
earned
Automated
Teller Machine (ATM) card available
Automatic
payroll deduction/direct deposit available
Dividends
are calculated daily, compounded and paid quarterly
Three
free withdrawals per month (After three, a service charge
of $5.00 will apply for each additional
withdrawal)
Your Funds are Insured
All deposit accounts are insured up to the maximum $250,000 per person
by the National Credit Union Share Insurance Fund.
ATM withdrawals from this account are subject to a $2.00 (other fees
may apply).
Christmas
Club:
Withdrawals
may be made from November through December. There is a $5.00 Early
Withdrawal Fee for the first Early Withdrawal and a $5.00 Fee for
the second Early Withdrawal. Your Christmas Club Account will be
Closed if there is a Third Early Withdrawal Request.
Special
Club:
Save
for that special vacation you have always wanted.
Want
a new toy? A little each payday in this account will help
Taxes, Insurance, Tuition, etc., save a little each month to meet
those annual expenses that are always due at the wrong time.
What ever your savings needs are, you decide; why, how much, and
when.
Dividends are calculated daily and paid quarterly. Statement of transactions
are mailed quarterly.
Money
Market:
This
account requires a minimum balance of $2,500.00. Deposits and
withdrawals must be a minimum of $100.00. Dividends are calculated
daily and paid monthly. No dividends are paid if the balance is
withdrawn below $2,500.
Statements
of transactions are mailed monthly.
Individual
Retirement Account:
FinAns Federals' IRA offers a safe and sound investment
choice for your retirement funds. This account offers attractive yields
with no risk. You can rest assured that your retirement funds will be
available to you when you need them.
Attractive
yield with no risk
Savings
for your retirement
Automatic
payroll deduction/direct deposit available
Excellent
for rollover of other IRA's and pensions
You choose how to invest your retirement funds.
IRA
Share Accounts
Roth
IRA's
Education
IRA's
Dividends are calculated daily and paid quarterly. Statement of transactions
are mailed quarterly
YOUR IRA IS NOW INSURED UP TO $250,000 PER ACCOUNT
BY THE NCUA
Dormant
Account Policy: You must transact on your credit union
account at least once every 2 years to avoid a $5.00 Dormant Fee.
Funds
Availability Policy:Click
Here to download our Funds
Availability policy.
Share Rates
All Share Rates:
Savings & Checking
Rates effective 9/30/2023
Savings & Checking
*APR
*APY
Regular
.15 %
.15 %
I.R.A. - Traditional / Roth / Education
.60 %
.60 %
Money Market ($2500.00 +)
.25 %
.25 %
Special Shares
.15 %
.15 %
Christmas Club
.15 %
.15 %
Rates are Subject to Change! * APY Equals Annual Percentage Yield!
.
If you are using a screen reader and are having problems
using this website, please call 219-844-3125 for assistance.
If you have any questions regarding ADA
Accessibility services call
the credit union directly at: 219-844-3125. For
lost or stolen Visa Check Cards
call
1-800-554-8969
overseas 1-973-682-2652.
Our email
address is: finansfcu@yahoo.com
Electronic mail is not secure, and confidential or
personal information should not be communicated in this manner.
FinAns FCU
is federally insured by the NCUA. Unauthorized account access or
use is not permitted and may constitute a crime
punishable by law. Please view our Patriot Act Notice and our Privacy
Policy.